Life Insurance

An innovative strategy that enables a business owner or key professional to leverage the benefits of insurance to manage health risk plus provide a solid, risk-free return on investment to the client.

This strategy is now the go-to strategy to meet the tax-efficient savings needs of incorporated professionals and business owners looking to access retained earnings from their companies.

This strategy can also be called "shared ownership critical illness" depending on which book or whitepaper you read.  The name EHSP is a brand name from Desjardins Insurance for this strategy.